You Aren’t in “Good Hands” or with “Good Neighbors” When you have an Injury Claim.

March 2, 2010

It is no secret that insurance companies are not interested in paying injury victims. When you get hurt, they begin to refer to you by a “claim number” or “file number” rather than your name. This is part of the strategy to dehumanize the  victim, making it easier for claims adjusters to sleep at night when they deny a claim.

To be fair, not all insurance companies treat victims unfairly. Check out the Ten Worst Insurance Companies, as rated by The American Association for Justice (AAJ). The AAJ went through FBI, SEC and state insurance department records in compiling their list.

The Ten Worst

Insurance Companies

 

 

1. Allstate

2. Unum

3. AIG

4. State Farm

5. Conseco

6. WellPoint

7. Farmers

8. UnitedHealth

9. Torchmark

10. Liberty Mutual

My personal experience would add a couple of others to the list, mainly because Conseco, UNUM and Torchmark don’t write much insurance business in Missouri. If you get hurt in an accident and see these guys on the other side, Call a Lawyer! Other indications that you need an attorney can be found here.

Questions or Comments? Visit http://farrislaw.net, or call The S.E. Farris Law Firm, without cost or obligation at 314.A.LAWYER (314.252.9937) or toll free at 866.955.LAWS (5297)

 

 

Dangerous Roads require Smart Navigation!

February 4, 2010

Roadway accidents are often caused by inattentive drivers.  But people can also be injured due to the condition of the roadway.  We have represented individuals involved in accidents caused by insufficient guardrails, signage or road shoulder, as well as incorrect road striping, malfunctioning signal lights, downed signs, dangerous curves and other types of roadway dangers. 

 

These cases are difficult, however, and an experienced lawyer is an absolute necessity.  The roadways are controlled by state entities and those state entities have “sovereign immunity” for injuries occurring on their roadways.  This immunity will limit the amount you can recover, or keep an injury victim from recovering at all.    

 

The law in Missouri is complex.  Even if a dangerous condition is established, the state may still have a defense.   The key to these cases is to hire an attorney as early as possible so that evidence can be secured.

 

If you or a loved one was injured by a defective road condition, or if you just have questions about this blog, contact Spencer E. Farris and The S.E. Farris Law Firm for a Free consultation. You may reach us at 314-A-LAWYER (314.252.9937) or by clicking here. We are Missouri injury lawyers and we fight for our clients!

It is only Lawsuit Abuse when Injury Victims Sue, Right?

October 27, 2009

This blog isn’t really about personal injury law. It is, however, another poke in the eye of fake watchdog groups whose only REAL intention is to protect corporate profits at the expense of individual rights.

When it comes to calling a hypocrite a hypocrite, few do it better than Jim Hightower. Seems the “watchdog” group Citizens Against Lawsuit Abuse (CALA) are asleep at the switch. Or more likely, out kicking puppies.

Hansen Beverage, maker of Monster energy drinks, is suing a tiny Vermont brewer for its Vermonster beer brand. Evidently, we consumers are too stupid to realize that Vermonster Beer is not an energy drink!

But more importantly, why is Philip Morris funded Citizens Against Lawsuit Abuse not incensed? Outraged? Nope. Nothing.

Consumer outrage did bring Hansen’s suit to a screeching halt. In fact, Rock Art Brewery is asking folks to stop bugging Hansen. CALA is way ahead of the curve- they never started! It is only lawsuit abuse when a BIG company is sued, after all.

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What You'll Find Here

Our blog will bring you the latest developments affecting the rights of injury victims and their families. Sometimes this will be a new case or statute, others it will contain information about a defective product or a case that our office has recently handled.

Defining Tort Law

A name given to a body of law that addresses, and provides remedies for, civil wrongs not arising out of contractual obligations. Tort law defines what constitutes a legal injury and establishes the circumstances under which one person may be held liable for another's injury.